Annuity Offering a 50% Bonus – Your Safe Money Lady™ Guides the Way!
Unlock Your Dream Retirement: Discover the Exclusive 50% Bonus Annuity
Retirement planning, akin to navigating the vast night sky, requires a reliable guiding star. Introducing the SILAC Vega® and Vega® Bonus Series, a groundbreaking fixed index annuity designed to illuminate your path to a secure and fulfilling retirement. The Vega Bonus Series offers a 50% bonus, providing a supercharged benefit accumulation to empower you on your journey through retirement.
A Constellation of Features
The SILAC Vega Bonus Series is not just an annuity; it's a comprehensive solution tailored for the accumulation of retirement benefits. Here's a glimpse of the constellation of features it offers:
Multiple Income Options: The series provides various income options, ensuring flexibility and customization to meet your unique needs.
Growth and Legacy Benefits: Enjoy growth opportunities for your savings while securing an enhanced legacy benefit, leaving a lasting financial footprint for your loved ones.
Term Options: Choose from 7-, 10-, and 14-year versions, allowing you to select the term that aligns best with your financial goals.
Fixed and Indexed Crediting Strategies: Benefit from the stability of fixed interest and explore growth potential through diverse indexed crediting strategies.
Are You Ready for Retirement?
The Vega Bonus Series acknowledges the concerns and uncertainties that often accompany retirement preparation. According to studies:
80% of Americans are nervous about their retirement nest egg [^1^].
90% desire non-Social Security income guaranteed for life [^2^].
67% are uneasy about having enough for long-term care expenses [^2^].
71% worry about the risk of financial surprises [^1^].
Key Benefits of the Vega Bonus FIA Series
1. Guarantees:
Choose the certainty of a fixed interest rate with annually declared minimum guarantees.
Benefit from a Minimum Guaranteed Value, ensuring your annuity retains its value.
2. Growth Potential:
Opt for interest based on the performance of an external market index.
Immediate Benefit Growth with a bonus added to enhance withdrawal and wealth transfer benefits.
3. Protection of Principal:
Your savings are 100% principal protected, shielding them from market fluctuations and downside risks.
4. Tax Deferral:
Enjoy tax-deferred growth, allowing you to maximize your retirement savings.
5. Lifetime Income:
Automatic inclusion of a lifetime withdrawal benefit ensures a steady income stream throughout your retirement.
6. Accelerated Income:
Benefit from accelerated withdrawal options for specific periods, providing enhanced financial support.
7. Access to Funds:
Multiple liquidity options are available, allowing access to the full account value after the withdrawal charge term.
8. Wealth Transfer:
Secure a legacy for your loved ones with the full account value available after your passing.
Tailor Your Retirement Journey with Vega Bonus
Choose Your Product Length:
Select from 7-, 10-, and 14-year withdrawal charge periods, tailoring your benefits to your financial goals.
Decide on Growth Strategy:
Customize your annuity by placing your money in different crediting strategies tied to various market indexes.
How Will Your Annuity Grow?
The Vega Bonus FIA Series offers multiple crediting strategies, ensuring your money works for you:
Annual Floor Protection (0%):
Guarantee that you will never earn less than 0% interest, providing stability in uncertain market conditions.
Interest Credit Lock-In:
Once interest is credited, it is locked in and cannot be lost due to future market changes.
Choices:
Select from various fixed and indexed crediting strategies, changing your strategy at the end of each term.
Enhanced Withdrawal and Wealth Transfer Benefits
The Vega Bonus FIA Series automatically includes benefits tied to your Benefit Value:
Benefit Bonus:
Enhance your premiums with a bonus added to the benefit value.
Benefit Credits:
Benefit value increases with credits, ensuring growth even once enhanced withdrawal benefits begin.
Withdrawals:
The benefit value decreases proportionally with any withdrawal, offering flexibility.
Lifetime Withdrawal Options
Choose from three Enhanced Withdrawal Benefits:
Increasing Lifetime Withdrawals:
Opportunity for withdrawals to increase over time with future interest credits.
Level Lifetime Withdrawals:
Steady withdrawals that don't increase but begin higher than increasing lifetime withdrawals.
Accelerated Withdrawals:
A unique, electable income benefit tied directly to your benefit value, providing flexibility in receiving payments.
Accessing Your Savings
Free Withdrawals:
Withdraw up to 5% of your account value annually without incurring charges or adjustments.
Required Minimum Distributions (RMDs):
Mandatory withdrawals considered free withdrawals, facilitating compliance with RMD regulations.
Other Benefits:
Additional benefits include Nursing Home Benefit, Terminal Illness Benefit, Home Health Benefit, and Wellness Withdrawals.
Wealth Transfer and Legacy Planning
The Vega Bonus FIA Series ensures a seamless transfer of wealth to your loved ones:
Death Benefit Options:
Choose between a lump sum or a 5-year payment plan for your beneficiary(ies), avoiding probate delays.
Spousal Continuation:
If your spouse is an owner or beneficiary, they can opt to continue the policy.
Get Started in Two Easy Steps
Choose the Length of Your Product:
Select the withdrawal charge period that aligns with your financial goals, with options of 7-, 10-, and 14-year terms.
Decide How Your Money Will Grow:
Enjoy flexibility by placing your money in different crediting strategies tied to various market indexes.
Important Considerations
The Vega Bonus FIA Series is designed for long-term retirement savings, with withdrawal charge periods. Withdrawal charges, interest recovery, and market value adjustments apply during the withdrawal charge period, ensuring long-term investment and enhanced benefits.
Secure Your Retirement with Vega Bonus Through Safe Money Lady™
As you embark on the journey of retirement, the SILAC Vega Bonus Series stands as a beacon of financial security, offering a galaxy of opportunities to illuminate your path. Embrace the benefits, tailor your strategy, and enjoy the flexibility to make the most of your retirement years.
For more information and to explore how the SILAC Vega Bonus Series can align with your specific retirement goals, we invite you to contact Your Safe Money Lady™. Sharon specializes in guiding individuals towards financial security and a dignified retirement. With her expertise and the innovative features of the SILAC Vega Bonus Series, you can confidently navigate the complexities of retirement planning.
Contact Sharon today to embark on a personalized retirement journey:
Phone: (954) 261-5200
Don't let the uncertainties of retirement cast shadows on your financial future. Sharon Ben-David, Your Safe Money Lady™, is here to provide the clarity and support you need to make informed decisions. As you explore the galaxy of retirement opportunities with the SILAC Vega Bonus Series, trust Sharon to be your dedicated guide, ensuring a secure and prosperous retirement.
Secure your financial future today with the SILAC Vega Bonus Series and the expert guidance of Your Safe Money Lady™. The stars of retirement are within reach, and Sharon is here to help you reach them.
